First Step

Take a photo of your ticket in a well lit environment and ensure the ticket is in focus

Second Step

Send the picture of your ticket to (416)-926-7737. If you wish to include any other information, such as what happened, just send another text

Finished

Now you just wait for us to get back to you with your free quote

Operating A Motor Vehicle Without Insurance

If you are charged with operating a motor vehicle without insurance, obtain legal representation immediately. Our team of experienced paralegals will answer all of your questions during your free consultation with X-Copper.


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The law states that no owner of a motor vehicle shall operate, or permit another person to operate that vehicle without valid insurance. Monthly insurance premiums can sometimes seem a bit costly and unaffordable, however the financial liabilities associated with a charge of driving without insurance are much higher.

The charge of operating a motor vehicle without insurance is deemed an extremely serious offence and the penalties reflect that. We will take the time to explain your options, answer your questions, and guide you through the next steps.

If you are found guilty of driving without insurance the penalties are:

  • For a first conviction – minimum $5,000 fine + 25% surcharge = $6,250
  • For a second conviction – minimum $10,000 fine +25% surcharge = $12,500

If convicted, you are also facing a potential suspension of your driver's licence for up to one year.

All of X-Copper's paralegals are licenced to provide legal services by The Law Society of Upper Canada. This ensures that all of our clients receive the most professional, confidential, and secure legal representation.

We will examine your case thoroughly, ordering and reviewing the police officer's notes and disclosure evidence in advance. This will ensure you a professional and competent defense when we represent you in court.

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